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Bank of Canada’s Rate Cut: Your Opportunity for Lower Mortgage Payments In the midst of the busy holiday season, there is some welcome news that could bring a little extra cheer at a time when many are looking to make the most of their budgets. Bank of Canada Announces Interest

What The New Mortgage Rules Mean for Albertans – This fall, the federal government announced some significant changes to mortgage rules, aimed at helping Canadians buy a home and have more options while renewing. Here are the highlights: First-Time Homebuyers are now able to get up to a 30 year

Mortgage reforms announced by the Government of Canada – The Government of Canada has introduced major mortgage reforms to make homeownership more accessible and affordable for Canadians. Here’s what’s changing:  Borrowers switching lenders at renewal will not need to complete the Stress Test: Canada’s banking regulator, OSFI, is poised to

6 reasons to work with us on your next renewal – Given the large financial commitment of a mortgage, it’s surprising that so many homeowners go on auto-pilot when it’s time to renew. Of course, your lender wants your repeat business and their renewal letter (typically sent between three and

Be Prepared! Expert tips for mortgage renewal success – Recent data from Mortgage Professionals Canada shows that 23% of all Canadian mortgage holders will renew their mortgage within the next year, and a staggering 50% will renew within two years.  So chances are, you are looking at a mortgage renewal

How the bond yield market impacts mortgage rates – In the ever-evolving landscape of mortgage financing, it’s crucial to understand how external financial factors can influence your mortgage rates. One significant factor is the bond yield market, both in Canada and the US. Here’s a breakdown of how bond yields